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Carousel: A graduation-capped student emerging from a classical column topped by a loan application form

Build a square editorial collage on a saturated mustard-yellow background with heavy black halftone grain. Place a monumental classical column in the lower half, rendered in black and ochre with strong vertical fluting. Crown it with a large angled student-loan form and reveal a grayscale student in a navy graduation cap from the opening. Keep the finish tactile, screen-printed, high-contrast, and slightly distressed.

Reference image for inspiration. Editable source files are not included.